Purchasing a certified used car in Delhi is a smart decision to save money while getting a reliable vehicle. Certified cars are pre-inspected and refurbished, therefore, more reliable. However, it’s essential to prioritize the protection of your investment by obtaining the best car insurance plan for your used car.
Car insurance is not only for brand-new cars, but it is necessary for all vehicles. Used cars are also prone to unexpected damages and therefore, require car insurance. Car insurance protects you against unexpected financial burdens and provides you with peace of mind.
TSG Used Cars is a certified platform for used cars in Delhi. Not only does it offers a wide range of cars, but also provides assistance in choosing the right car insurance.
Find below more about used car insurance prices and features.
What is the Best Insurance for Your Certified Used Car?
Used car insurance is tailored specifically to safeguard second-hand vehicles. With comprehensive coverage comparable to new car insurance, it shields you from the risks of accidents and unexpected adversities. Embracing both third-party liabilities and own damage risks, this insurance ensures your used car enjoys optimal protection on the road.
Importance of Getting the Best Insurance for Your Certified Used Car
If you’re wondering why you need a second-hand car insurance plan, here are some compelling reasons to consider:
1. Comprehensive Protection
A second-hand car insurance policy ensures that your vehicle is safeguarded against a wide range of risks. These risks may include accidents, fires, natural calamities, and more.
It provides comprehensive coverage, giving you peace of mind in the face of unforeseen events. You can also buy online car insurance in the comfort of your home or office.
2. Legal Requirement
According to the Indian Motor Vehicle Act 1988, all cars, including second-hand ones, must be covered by a valid car insurance policy while being driven on public roads. Failing to comply with this requirement can result in penalties.
Therefore, it is essential to get your second-hand car insured to meet legal obligations.
You must calculate the car insurance cost beforehand when purchasing a certified used car in Delhi.
3. Third-Party Liability Coverage
If your second-hand car causes damage to a third party’s property or results in bodily injuries, you may be held financially liable. However, having the best car insurance plan protects you from such liabilities.
The insurance company will handle your third-party liabilities and cover the associated costs on your behalf.
4. Personal Accident Coverage
In addition to protecting your vehicle, a used car insurance policy also extends coverage to the owner-driver. You can opt for personal accident coverage as an add-on to your car insurance plan. If you sustain injuries in a car accident, your insurer will cover the medical treatment expenses, providing you with added financial security.
Tips to Get the Best Insurance for Your Certified Used Car
Find below essential tips on how to safeguard your certified used car and enjoy peace of mind on the road with car insurance:
1. Assess Your Insurance Needs
Before diving into the insurance process or buying online car insurance, take some time to evaluate your specific insurance requirements. Consider the car’s age, make, model, and usage to determine the level of protection necessary.
2. Understand Different Types of Insurance Policies
Familiarize yourself with the various car insurance policies available for certified used cars. The two primary types are comprehensive insurance and third-party liability coverage. Comprehensive insurance provides coverage for damage to your car due to accidents, theft, natural disasters, or vandalism.
On the other hand, third-party liability coverage protects you against any legal liability arising from injury or damage caused to a third party. Understand the benefits, limitations, and cost implications of each policy type to make an informed decision.
3. Research and Compare Insurance Providers
Research and compare car insurance prices of different insurance providers. Look for reputable companies that specialize in insuring used cars and check their financial stability, claim settlement history, and customer reviews.
4. Consider Add-On Coverage
In addition to the basic insurance policy, consider add-on coverage options to enhance your protection. These may include zero depreciation cover, roadside assistance, engine protection, and consumables coverage. Evaluate the cost-benefit of these add-ons based on your specific needs and budget.
5. Seek Professional Guidance
If you find the insurance process overwhelming, don’t hesitate to seek professional guidance. Insurance agents or companies can help you navigate through the options, explain complex terms, and negotiate the best deal on your behalf. Their expertise and industry knowledge can simplify the process and ensure you make an informed decision.
If you are looking to buy a certified used car in Delhi at the most affordable price range, you must visit TSG Used Cars. The reliable platform offers a wide range of certified used cars with add-on support related to maintenance, finance, and insurance.
Visit TSG Used Cars today and get the best car insurance plan for your used car!
Get in Touch: –
TSG Used Cars
Address: 69/1-A, Najafgarh Road, Moti Nagar Crossing, New Delhi-110015
Contact Us +91-9205582202, +91-9311953658